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Reply to "High Deductible Health Insurance Plan"
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[quote=Anonymous]Apologies if this is not the right forum, but ultimately I'm looking for financial advice. I am switching jobs and looking at the new health benefits. I am currently a fed, and my family is on my plan (BCBS basic). I would prefer a plan that allows both in and out of network, which is one of the options. That has the highest bi-weekly employee contribution. The high deductible plan is a lower bi-weekly payment, and of course, a higher deductible. My current insurance has no deductible, so I'd love some advice in how to make this choice. We're relatively healthy, I go to a primary care physician, dermatologist, and gynocologist. Kids have a regular pediatrician, a fairly typical amount of sick visits, and each have seen specialists for discreet issues but nothing long term. Any thoughts or advice is welcome! It's hard to leave the benefits provided by federal service. [/quote]
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