Reply to Question for the Credit Card Point/Miles Hackers

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Like who? I think we only pay a fee to pay our taxes with CC.

And like a PP said, it would never make sense to pay the fee just for regular points/miles. Only [b]if working on a signup bonus, and even then it would really depend.[/b] [/quote]

Most bonuses return around 10-20% back in value.  Unless the fee is exorbitant it is always worth it if helping to hit a bonus.
[/quote]

PP here. We can meet the bonuses without all of our spend, so if we can avoid paying CC usage fees, we do. We can't open cards as fast as we can meet the spend, which is why I qualified my answer. I understand that mathematically the bonus is worth more than 2-3%. [/quote]
It's possible the ongoing spend would outweigh the cost but it would be highly dependent on the redemption value you get. Domestic flights? Not worth it. First class on ANA/Etihad etc worth it. You'd probably need to sit down and do that math. Do you have the ability to move to vendors who do not have a surcharge?[/quote]

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