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Reply to "How much do you keep in your checking account?"
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[quote=Anonymous]This article surprised me. It actually quoted much higher amounts than I would have expected. https://finance.yahoo.com/personal-finance/banking/article/average-checking-account-balance-203316294.html "In 2022, families had an average transaction account balance of $62,410, according to the Federal Reserve’s Survey of Consumer Finances. Meanwhile, the median balance was $8,000." We keep an average checking balance of around $30k, but our HHI is seven figures; high above the norm so I figured our cash balance would be too. We systematically defer a good amount of our income into retirement and nonqualified investment accounts, but don't like to keep a big checking balance.[/quote]
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