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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I know college is expensive and some parents don’t want their kids graduating with a huge debt-then why not start saving when they are born?? [/quote]

Lol. Oh is that what I was supposed to be doing? Well, I earned do little up until the last two years that I was almost always in the red each month. Now that my kid is old enough to leave home alone, I have a second job so I’m now able to pay all of my bills. By next year, I can start saving. I have a 12 yr old so I’ve got six years to save. I could maybe save $10k or so by then. [/quote]

So in your situation, your kid needs to consider viable options:

1) start at CC, living at home if possible, and get their AA for minimal cost (they can work summers and PT to fund it themselves). then transfer to 4 year
2) Do Dual entry in HS, earning their AA for no cost, enter college (at a state school) as a junior and need 2-2.5 years to complete degree.  Kid can earn $10K themselves and take $5.5K in student loans.  If FA doesn't cover the rest you have $15K to figure out each year (and if needed the kid can earn more than $10K when min wage is $13/hr+)

3) Search for in-state or private schools that give excellent merit or schools that give excellent merit and FA

But there are still ways to do college affordably[/quote]

I actually chose option #4. We will move back home with my dad who needs help himself anyway (with appointments etc since he can no longer drive due to Parkinson’s). Then I can save some of the money that was going to rent for college while helping my dad. My kid already babysits and pet sits and can’t wait to get a real job at 15/16. [/quote]

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