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Reply to "Which Bond Fund?"
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[quote=Anonymous]I recommend reading up on tax-efficient placement of bonds: https://www.bogleheads.org/wiki/Tax-efficient_fund_placement#:~:text=Tax%2Defficient%20fund%20placement%20is,(tax%20%22deferred%22). Bonds should be in tax-deferred accounts (IRAs, 401(k)) and not taxable ones (brokerage). As the previous poster suggested, if it's a brokerage, stick with VTSAX, VTI, etc. Then reallocate a % of your 401(k) to bonds. DH has 10% in the G fund, and I have 10% split between STIP and SCHP while I'm waiting to set-up a TIPS ladder. [/quote]
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