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Reply to "backdoor Roth - funds on hold"
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[quote=Anonymous]I tried to do a Roth conversion under Fidelity in early December. The bank I transferred funds from says the transfer fully cleared December 10th. Fidelity sent a notice saying the Traditional IRA was funded the same day. I've tried to convert, but Fidelity says the funds cannot be moved to a Roth until January because increased fraud in banking generally means transfers are taking longer to clear. When I set up for this transfer, Fidelity's notice said it could take up to 5 days (certainly not a month). I've talked to many representatives at Fidelity. Is there some way around this that I'm not aware of?[/quote]
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