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Reply to "Fed gov dental insurance"
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[quote=Anonymous]We only had dental insurance when my kid needed braces. Other than that its just not worth it. In 10 years I had 1 cavity filled ($350) and got a mouth guard ($250). I think we paid out of pocket for some fluoride rinses for the kids. Cleanings were covered by medical insurance. Dental insurance would have been many many $1000s over those years. If you have bad teeth and expect to have a lot of work or need oral surgery it might be worth it, but most plans only cover something like 50%. [/quote]
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