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[quote=Anonymous]If you want just one card, Sapphire Preferred is best option, balances all the things you are looking for the best. You can maximize points by also getting the Freedom Unlimited, which is no annual fee, and earns 1.5x on everything, and you can roll those points into your Sapphire Preferred points pool. Nice combo to maximize spending benefits without too much complication. For lounge access especially in the DC area, I would go with Venture X. For now the lounges are excellent (will eventually become less usable/good as lines increase and the food is cut back to trim costs). The card pays for itself if you can easily utilize the $300 travel credit every year, plus the 10k annual points. But using the travel credit takes a bit of work (have to book through their portal, which isn't great), so understood if you don't want to add complexity and manage another card.[/quote]
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