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Reply to "WDYD after you max out 401k"
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[quote=Anonymous]Does your employer not match or true up your matches? If not, you are leaving money on the table and should adjust your withholdings accordingly. If you are only putting 10% to 401K, how are you putting 20% to retirement if you aren’t doing a backdoor Roth (or I assume mega backdoor). Anyway, if I really didn’t need the money for retirement, I would put some into index funds and spend the rest. But at your level of income I would consider diversifying your retirement portfolio beyond 401Ks (HSA, backdoor Roth, mega backdoor Roth if available). [/quote]
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