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Reply to "WDYD after you max out 401k"
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[quote=Anonymous][quote=Anonymous]While you save in 529 and 401k, there are people out there who make 30-50%+ a year tax free inside of a Roth IRA. All depends on what they buy in it. Your money inside of 529 and 401k with fees grows slowly, but I understand why you do it and why millions of other do it. The companies have pushed it down on everyone so they can make money off of you. You are missing out on a lot of tax free growth and the knowledge and experience how it's done. You also cannot pass down the knowledge to your children as you never acquired it. You will pass down the 401k and 529 knowledge which is fine, but painfully slow way to grow your money. [/quote] This is the OP. I make too much for regular Roth. I would have to do backdoor Roth if I do Roth. [/quote]
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