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[quote=Anonymous][quote=Anonymous]Do Not move it into a "current 401k".  401K have limited choices.  Move all your old 401K (from companies you no longer work for) into an IRA at Vanguard/TRowe/any low cost mutual fund company.  Then you can manage it in one place, with many many more choices for investments.

For ex: my current 401K is with betterment.  There are quarterly fees (sure it's only $200-300/ but that is money I wouldn't be paying at vanguard/TRowe) and the investment options are basically "select your percentage for stocks vs Bonds". Betterment is great that it attempts to simplify the process and not scare uneducated people about investing.  But Both Vanguard and TRowePrice have way better options for a similar or lower cost.

Basically, you never want to leave your 401K with a company---you will have better choices on your own and easier to manage. 
[/quote]

It is true you should consider fees and investment options when deciding what to do with old 401k money but you should also realize that rolling the money into an IRA will make a backdoor Roth essentially not worthwhile/available to you so I’d carefully weigh the pros and cons before doing it. [/quote]

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