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[quote=Anonymous][quote=Anonymous]This is OP - thanks for the responses here. For now, there is plenty of money but there is a chance that they could burn through it all if MiL lives a long time. She will not be willing to live in a Medicaid bed, so I'm anticipating that all the funds - possibly some of ours - could go to support her at some point. BiL is not always the most logical individual, somewhat vocal on how he expects an inheritance, and has been hellbent on how he is owed half the vacation house proceeds immediately. I see DH wrestling with this, so appreciate the feedback. My parents both received Medicaid for their LTC. There were fortunate to have better facility options than what is ILs' hometown. Thanks again.[/quote] By the time it happens your MIL may be too far gone to know the difference. Don't indulge that. You need a financial pro specializing in Medicaid to be the bad guy here. If your DH thinks it won't be a big deal to pay for his mother, he needs to understand how much it actually will cost. Especially with clueless selfish BIL not helping. Make the financial pro the bad guy here. Have him present scenarios-- and one of them should be that they have a very costly health problem of the healthy spouse, they need way more care, they can't get Medicaid because of stupidly giving to BIL, and they have to pay out of pocket for both spouses for 5 years before Medicaid is an option. [/quote]
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