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[quote=Anonymous]All this makes one try to figure out what the best model may be to ensure our own children aren't burdened with our care.

Just talking out loud, curious on thoughts on:

- Move into a 55+ community that provides soups-to-nuts living arrangements...independent living when still capable, assisted living when the time comes, and nursing care when the time comes.  Thinking that since elderly are resistant to change, it won't feel scary to just move a couple blocks up the street when the time comes, and perhaps these places have a more extensive network of elder care workers if in fact you wanted to stay in your home;

- Pick a community near where at least one of your kids live...or pick a community in a "vacation" type location...either a place that is convenient for kids to visit or they want to visit;

- Maybe not choose a 55+ commmunity...but maybe a community affiliated with an assisted living/nursing kind of facility, so no restrictions on who can live in the independent living area, but again, when the time comes you must move across the street (do these places exist?);

- Seems like once most people hit a certain age, their capability to make decisions freezes...so maybe make a pact to make the move no later than 70?

- Have honest conversations with your kids when say you are 60 and the kids are 30, about your plans for the above?

- Feels like burdening your heirs with real estate is a major pain-in-the-ass...perhaps best to plan to sell your house at some point and then rent?  Or maybe, plan to have your house down to a minimalist kind of situation?

I guess it just seems like our parents are maybe the last generation (or maybe it's the boomers) where you either didn't have a plan, or you didn't include your children in a plan...and now things are mess.

Any other ideas so we don't make the mistakes of our parents?[/quote]

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