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Infertility Support and Discussion
Reply to "Aetna Maxed out"
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[quote=Anonymous][quote=Anonymous]Thanks for your reply. A few more questions, if you don't mind. 1) If you have a husband or partner, did you sign up for the MDIPA Family Plan? It is quite a bit more expensive than the Self Plan but I figure you need it bc normal inusrance (though my husband's work) won't cover his part of the IVF. Is this right? 2) Can I register a PCP now with MDIPA and/or SG. Or do I have to wait for the first week of January? If possible, I would like to do my stims in early January so it would be good to have as much done now in advance as possible. Thank you![/quote] I was only working part time and my husband is the fed, so the health insurance was through him. I'm not sure how it works if you guys have different insurance. I don't think you can register your PCP with MDIPA now, before you are a member. What I would do, though, is pick a PCP who takes both your current insurance and MDIPA, and become a patient now. I hear a lot of PCPs don't accept new patients that have MDIPA HMO (of course, you might have the same issue with Aetna, I don't know, but my previous PCP would take new BCBS patients but not MDIPA). I think early January might be optimistic for starting stims, although I have heard of people here for whom everything was approved within a week. Not for me, and SG told me that at the beginning of the year, when lots of people switch, approval can take up to six weeks. I think it took about 3 weeks for me. And then I had to wait for my next period, of course. I ended up with a transfer during the last week of March.[/quote]
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