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Reply to "Is this a reasonable amount of spending money per month based on our income?"
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[quote=Anonymous]HHI is 320k. No debt except mortgage on a townhouse. Both our paychecks go into the same joint account. I proposed to my wife that we each get $1200/month of personal spending money to go into our own bank accounts that we can spend judgement free. I think she’s okay with it but also wishes she could have more per month to blow on stuff. Is this too low? We have no kids yet but will start trying in the next year and are also aggressively saving for a down payment on another house. This isn’t money for needs like bills, food, gym, or for shared wants like vacations, activities, or new stuff for the house. It doesn’t include gifts either, that would come from our joint account. It’s basically just an amount that we can individually spend on ourselves without needing to justify it to the other person. [/quote]
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