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Reply to "When to diversify savings to include Bonds"
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[quote=Anonymous]Bonds are trash. If you want to protect yourself against having to sell stocks at low prices in the event of a market crash in retirement, start buying high-dividend stocks. An ETF like SCHD has the same yield as the 10-year Treasury bond without being a piece of sh!t. Or just keep some cash instead. Or pay off your mortgage. Pretty much anything apart from buying more of the S&P 500 index would be better for your goals than buying bonds.[/quote]
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