Reply to Balancing Senior Living Choices / Dementia

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[quote=Anonymous]Mom, recently diagnosed with mild dementia, lives out of state.  Looking at senior living options for her to move to DC area.  (me moving to where she lives is not an option) She is mostly independent now but could use help with meals, transportation, and social engagement.  By no means does she seem eager to move, but being closer to me would be an incentive.

Thankfully, she has enough in savings and home equity to pay for senior living. Problem is, at what price and for how long? She loves the neighborhood where I live now, and there is a senior living option nearby but it is very expensive. Paying for it for a few years would not be a problem. But thinking about more than that starts to stress me out as I can't afford to supplement if she get close to running out of money.

One view in family is that the extra expense is more worth it *now* while she would still benefit the most from the social engagement and being close to me.  The view of these family members is that I could always move her to a more affordable place further out (even if it would be difficult for me to get to visit often) if she lives longer -- that by that point she may not know who I am or where she is, so it will not matter where she is living at that point.

Curious if anyone has been there and has thoughts on how realistic or not this view is of how things may play out over time.

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