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[quote=Anonymous]This^^^. Use the HYSA to pay off the student loans now. While you are behind on retirement, you are really behind on college savings. I’d only go up to the 401(k) limits, which is $23k per year for 2024 per person, and then redirect everything else to 529s while replenishing your HYSA at the rate of $1k per month. [/quote]
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