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[quote=Anonymous]I happily and easily used the USAA one a decade ago. If you do your research, and know you won't spend more than $____ for the car, you have nothing to lose - see if they can beat your price (USAA did, by thousands of dollars). I walked in, gave the dealer a check, waited for them to verify with the bank that it would clear, and went on my way - with my new car.[/quote]
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