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Money and Finances
Reply to "401K Millionaires Record High"
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[quote=Anonymous][quote=Anonymous]I actually think it's a good thing that these stats understate 401k totals for people/couples in the way that you've identified, because it's very easy to think there's no retirement crisis or Social Security is just icing on the cake if you think everyone with a 401k is doing fine. A significant portion of workers in the US don't have access to workplace retirement accounts at all![/quote] Then they have access to various IRAs. They still have some options (not as good as 401K), and fact is most do not take advantage of that. Or you just invest on your own, without "retirement/401K benefits". [/quote]
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