Toggle navigation
Toggle navigation
Home
DCUM Forums
Nanny Forums
Events
About DCUM
Advertising
Search
Recent Topics
Hottest Topics
FAQs and Guidelines
Privacy Policy
Your current identity is: Anonymous
Login
Preview
Subject:
Forum Index
»
Real Estate
Reply to "No-cost refi?"
Subject:
Emoticons
More smilies
Text Color:
Default
Dark Red
Red
Orange
Brown
Yellow
Green
Olive
Cyan
Blue
Dark Blue
Violet
White
Black
Font:
Very Small
Small
Normal
Big
Giant
Close Marks
[quote=Anonymous][quote=Anonymous]Looking to refinance a (barely) conventional loan. Anyone have any luck finding a well priced no-cost refi (meaning "take negative points to offset costs," NOT "roll costs into principal"). I last did this in 2021 and it seems harder to find someone who'll do it now with competitive rates.[/quote] Harder to find because margins are not subsidized as they were through COVID. In short, start w/what you can do w/out increasing the balance of the loan and bringing your mortgage payment to closing. See where that gets you and work from there. This strategy makes it such that you're spending the same as you intended to. Work your way down to perhaps 2 months of payments to the table since you'll skip a payment anyways along w/receiving your escrow refund. Again, no increased debt and not spending more than you already planned on. [/quote]
Options
Disable HTML in this message
Disable BB Code in this message
Disable smilies in this message
Review message
Search
Recent Topics
Hottest Topics
