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Reply to "Is it accurate to think of FERS as delayed Como?"
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[quote=Anonymous][quote=Anonymous]FERS dies with you unless you purchase survival benefits which reduces your FERS benefits. Deferred compensation is paid even if you die. [/quote] If married, then normally it is best to choose Survivor Benefit option. Ultimately, that choice for Survivor Benefit is likely to pay out visibly more overall, even though it is a smaller payout per month, because in a typical case one spouse will outlive the other by a good number of years. [/quote]
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