Reply to Driving in MD becoming unaffordable?

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Reply to "Driving in MD becoming unaffordable?"

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[quote=Anonymous][quote=Anonymous]It's unaffordable because of so many unlicensed and uninsured drivers on the road [/quote]

Also, insurance companies are loosing money with all the natural disasters (fires, hurricanes, flooding, etc) so they pass those costs on in home owners and auto insurance policies.  Ultimately they plan to make money at their business, not loose money.  Also, the cost for repair parts and for the work to be done has skyrocketed during covid and has not come back down.  So Auto damages alone are costing them much more.

What's really sad is they wont' allow a deductible higher than $1K for my policy (different state, but still 30-40$ increases this year).  I'd take $2.5K deductible if I could, because I don't plan to file a claim unless catastrophic (think actual accident at high speeds, multiple cars involved, personal injuries possible, etc---not a I accidentally rear-ended you at a red light and it's $3.5K to fix your car).  I'd prefer to still have insurance that doesn't drop me. [/quote]

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