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Reply to "Rec your high yield savings account "
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[quote=Anonymous]Hi there, I'm definitely not leveraging finances as well as I could. I'm doing ok with retirement savings (401k and aggressive Vanguard IRA) and college savings (big monthly pmts to a 529), but I have $20k just sitting in a basic Citibank savings account. Since all my banking is currently via Citi, I could just move that balance to their high yield savings account offering 4.3% interest. My accounts would stay all in one place. But I'm seeing that some online banks offer more than 5% interest. Would you move that balance (and future savings deposits) to one of those higher interest online banks - and if so which one? Is it a hassle having to deal with transferring between the two banking entities? What would you do? Thank you for and advice... [/quote]
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