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Reply to "second home in Florida"
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[quote=Anonymous]Good luck with insurance! My grandmother had owns another home in Florida which she takes great care of, had property manager, cleaner, gardener (she’s old) but I was recently talking to a family member and said the insurance they used before for decades has left the state and they can’t find another one. As she’s in the ocean they also had to pay through the government for flood insurance that was insane. They most likely will sell even though they have never made a claim in 40+ years of homeownership. I would not buy in Florida right now and if I did I would really do a triple check in insurance. Another friend’s father who was a data scientist did a spreadsheet and decided flood insurance cost too much and wasn’t likely where they lived. He was fine for many years but they live in Naples and well a few years ago there was a huge flood that damaged the home from a hurricane and they had to cover the costs all themselves. [/quote]
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