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Cars and Transportation
Reply to "Involved in a car accident- other person at fault"
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[quote=Anonymous]I was just in a car accident and was told at the scene that the other driver was at fault (other driver also received a citation). I called my insurance company and gave a statement. Following this, they told me I have 2 options- to go through them and they will then try to recover the money from the other insurance or just go through the other insurance. I expect that my car is a total loss (airbag deployed). I am dealing with some injuries, but nothing I have to stay in the hospital for. Which one is advised? If I go through the other person’s insurance, will things take longer since they are not “my” company? If I go through mine, will my rates go up through no fault of my own? I feel very overwhelmed. Thank you for any advice.[/quote]
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