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Eldercare
Reply to "Medicare—what do you do? My husband has no clue"
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[quote=Anonymous]I’m k. So when your husband turns 65, he will automatically get Part A (assuming he is a citizen, has worked for 40 quarters— if he expects to qualify for social security). Your insurance will become secondary for Part A. If your husband is still working, he isn’t required to sign up for Parts B and D, both of which have a premium. If he isn’t working when he turns 65, he needs to sign up for both Part B nd D or pay a penalty if he ever does decide he wants to sign up. That applies even if he can be covered under your policy. If he does sign up, his coverage through your work plan would then become secondary. A few months before his birthday he should call social security— he can make an appt online I think— and go through his choices with the social security person. They handle Medicare enrollment into Parts A, B, and D. Btw,Part A covers inpatient care, Part B covers outpatient, doctors, tests, labs and related, and Part D covers prescription drugs. [/quote]
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