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Reply to "How much do you need for an UMC retirement?"
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[quote=Anonymous]You’ll get such a wide range of answers here. For example, 250k is a lot. I’m part of a financial forum and most who have been retired a while say they spend less than they planned. Some do choose to pay a lot for health insurance plans. Those on the ACA are paying low costs for good care. I’d consider: Any deferred maintenance (roof, etc) Mortgage and property taxes Travel Utilities Groceries Cars Etc I added ours up and could barely get past $50k / year and that included traveling. If you don’t calculate correctly, you might end up thinking you have to work longer than you do. No problem working longer if that’s your life goal but most want to have more time for other pursuits. [/quote]
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