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[quote=Anonymous]I understand the answer to this will be different state to state, but I am hoping for some general guidance.

My mother is unexpectedly entering hospice. She is long divorced from my father (they are still friendly) and I have one sibling.

My mother has virtually no assets (less than $500 in a bank account). She has a very small pension and social security. My sister and I pay for all of her expenses at an assisted living facility, offset by the small contributions from that pension and SS.

About 6 months ago, my sister (who is not a lawyer, nor am I) prepared a financial power of attorney document that she found online and my mother gave the rights to make financial decisions for her to my sister and me. We also have online access to her bank account, pension, SS and the small amount of bills (I think just a debit card, cell phone and netflix), and we pay those bills from the account and we pay the assisted living place directly.

Now that mom is entering hospice, my sister said we should hire a lawyer to prepare a will for mom and possibly other related documents. This seems an unecessary expense to me since my mom has no assets. We know that our mother wants to be cremated. Again, she has less than $500 in assets- it would cost more than that to get a will.

I’d appreciate thoughts on this from anyone familiar with estate law or who has gone through something similar.

Thank you - and I appreciate kindness in your reponses, this is a very emotional time for me.

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