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Reply to "Should I stop daydreaming about retiring at 55?"
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[quote=Anonymous]I am 40. DH (also 40) and I have an HHI of $290,000 and one 5 yo. We have about $950k saved in our tax advantaged retirement accounts ($500k of which is in my accounts, $400k in his). We bought our home in 2021 and pay about $2,500 per month PITI, plan to stay in it for as long as possible. We have one child and won't have any more. I will qualify for retiree health insurance through my employer when I am 55. Fidelity calculator says based on my savings I will be able to retire as long as the market doesn't do extremely badly (I'm okay if the market is below average but not "significantly below average"). We contribute about $90k in our retirement accounts annually including Roth IRAs and $6k per year in a 529. Should I daydream about retiring early or do I need a reality check? My job is interesting but sometimes soul sucky.[/quote]
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