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Reply to "Did you pay off student loans before buying a house?"
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[quote=Anonymous]FYI, I am a financial planner. If all else is equal, it is better to have a lower mortgage vs. student loans. The reason is that student loans are not attached to your house and won't force foreclosure if you later have financial difficulty. Student loans are very easy to defer if you lose a job, get divorced, have medical issues, etc. So if the tax adjust rate difference isn't signficant, it is much better just to keep the student loan debt. [/quote]
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