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Reply to "If you max out your 401k ($23k), do you spread over 12 months or do it faster?"
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[quote=Anonymous]depends on whether you have an employer that matches, and what the terms of the match are. my employer will only match my 401k withholding up to 8% of my gross pay *per pay period.* so if i don't contribute to my 401k in any pay period, then i don't get my match that pay period. also if i am contributing a flat amount per pay period, but my gross pay varies, i still will only get a match for 8% of my gross pay that pp. if you don't get a match, then another method may make better sense for you.[/quote]
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