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Reply to "Why is $275k hhi now so poor?"
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[quote=Anonymous]If you're a DINK, I'm assuming that you guys are young so you haven't built any wealth yet (which takes time) and you guys either just spent a lot of money or will need to spend a lot of money very soon (wedding, buying your house, future down payment for a bigger house when you have kids in the future). If you just bought a house, maybe you're in the 8% interest rates. There are many reasons why you're suffering compared to other couples with similar HHI but who are older. For example, maybe they bought their home when it was only worth 500K, refinanced, and now they're coasting on their 2K/month mortgage and additional 500k equity. It's okay, OP. Just carry on for 10 more years and you'll get some raises, refinance to lower mortgage rates, and see your savings compound. And then you'll feel like you've made it and be able to brag about your retirement savings like everyone else in DCUM.[/quote]
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