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Eldercare
Reply to "Medicare Coverage Questions"
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[quote=Anonymous]Medicare website states the following: Hospital inpatient stay You pay: • Days 1–60: $1,156 deductible for each benefit period. • Days 61–90: $289 coinsurance per day of each benefit period. • Days 91 and beyond: $578 coinsurance per each "lifetime reserve day" after day 90 for each benefit period (up to 60 days over your lifetime). • Beyond lifetime reserve days: all costs. I'm having trouble understanding this particular part. for days 1-60, does benefit period refer to a one year period? For days 1-60, does this mean you are responsible for the first $1,156 deductible for the hospitalization? for "Days 91 and beyond: $578 coinsurance per each 'lifetime reserve day' after day 90 for each benefit period (up to 60 days over your lifetime)." What does this mean? What is a "lifetime reserve day?" [/quote]
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