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[quote=Anonymous][quote=Anonymous]you would need to do a quit claim deed to get him off the title and send a copy of that to the mortgage company. they will then review your income etc. to see if you qualify to take on the mortgage by yourself and they decide whether to remove him or not. Regardless getting him off the deed is most important but it will cost you. Did it in DC myself and had to pay $3-4K for recordation taxes, filing, attorney fees, etc.[/quote]

No no no...you do not have to pay recordation taxes for deed transfer amongst spouses, when there is no value consideration for the transfer in DC.  Most title companies will prepare the docs for a few hundred.  PP it sounds like you were taken for some money.

Also, you don't have to quitclaim before assuming the loan, the mortgage company will prepare the docs for you if/when approved.  It's fairly simple to get the requirements for an assumption.  Do you know if your investor is Fannie or Freddie owned?  Lastly, if you qualify for HAMP (Fannie/Freddie), there are circumstances where one spouse can come off with a HAMP refi or modification.[/quote]

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