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Reply to "Home Equity Loan to consolidate debt...yes or no?"
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[quote=Anonymous]I currently have a HELOC with a variable APR currently at 11.5% with 50K on it and a few credit cards also at 11% with close to another 50k combined. If I can find a bank or credit union that could offer a 100k home equity loan at a lower fixed interest rate, no closing costs or fee's etc is there any down side that I'm not seeing? TIA[/quote]
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