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[quote=Anonymous]I want the best for my child.

My husband and I are trying to figure out where we should buy a house.  Naturally, one of our first concerns is our infant daughter's education.  There seems to be lots of real estate opportunities in the North East and other developing areas like South West, NOMA, Brookland.   But, based on what I've read, the "best" schools are in the "west of the park" area, Montgomery County, Fairfax and Arlington. (I know that people have many views on the best school argument  - my post is not intended to go there.)  Naturally though, the homes there are quite expensive.  My husband and I are both working professionals, with lofty graduate school debt.  I fear that if we move to the prestigious areas we will be stretched by our mortgage and student loan debt - but our LO will be able to go to a good public elementary school and high school.  If we move to developing areas, our mortgage will be manageable, but combing that with the cost of student loans and private school - we will also be stretched.  The loss of a job would devastate us. I've also read about the unreliability of the lottery programs.  We could rent, but do not want to go that route.  It is all so overwhelming.

I never thought that I would feel so broke and powerless with a combined income of more than 300K.  My husband and I both come from "working class" families, were educated at decent schools (but not Ivy).  I just don't know how to navigate the system.  I don't even know how to meet people who know how to navigate the system.  I feel like such an outsider.  And - I don't mind being an outsider, except to the extent that my lack of inclusion in the higher echelon of society effects my daughter's opportunities.  Lastly, I'm annoyed that I have to care about this type of thing.  Life was simpler when I was a child.

What would you do?  Stretch on Mortgage - Best Public Schools.  Or, stretch to pay private school and a slightly lower mortgage? Or something else?

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