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Reply to "Do you have life insurance on your kids? How often do you meet with your insurance agent?"
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[quote=Anonymous]former agent...agree if you can easily afford costs of burial services there is no need to take out policies on a child. If you live paycheck to paycheck, do not have savings or don't somehow have extra thousands available, it's sensible to consider a small policy only for expenses. Employer sponsored policies in particular can cost just pennies a month. I have had coworkers and friends more than once who lost a child unexpectedly and tragically and had no policy and no money for burial. Friends and family took up a collection and the parent(s) of the child still had a balance at the funeral home months/a year afterward and would get a monthly bill from them and try to chip away at it. You just don't want to be in that position. [/quote]
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