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[quote=Anonymous]$300 a month sounds high. I pay about a third of that. Whether it is worth it depends on a range of factors. You are young and healthy, but you could still be in an accident and you are more likely to become disabled than die. It is a good idea to have the coverage, but you have to look at all your numbers and circumstances to make an informed decision. What is the maximum benefit period? What are your other sources of income if you can't work? Etc.[/quote]
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