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[quote=Anonymous]I got some quotes for disability insurance - $350 monthly so that I could be paid off the bat if something were to happen vs $300 monthly to be paid after my employer disability runs out. I'm young and healthy, but I also don't think my part time employer disability will be all that good. Is it worth it to go ahead and pay that $300 per month? Also, my disability excludes anxiety and insomnia for some crappy diagnoses (that don't even pertain to me) that my PCP just happen to throw into my chart. I'm annoyed. I could fight this or pay even more to get it disregarded. Any thoughts?[/quote]
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