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[quote=Anonymous][quote=Anonymous][quote=Anonymous]You sound extremely wealth.  We live way below our means.  No nanny, no housekeeper, small house, public school as income goes up and down.  So, when it goes down, no big deal.[/quote]

I am the OP. I guess the question here is- are you living a smaller life than you could otherwise have? I am not wealthy, but i definitely am around a wealthier crowd. I see friends taking on these massive mortgages (like surely $10K+ monthly), they spare no childcare expense to free up time so they can prioritize work, they still seem to drive nice cars and go on nice vacas, and im like what am i missing? Are they all just house poor? Should my husband and I believe in ourselves more? [/quote]

You may just not have all the details. Do you know for sure they have huge mortgages? If they have family money to help them buy the house, they may not have large mortgages. Or family may be covering childcare/private school. Or they have a trust fund and they use income from the trust to pay their expenses.[/quote]

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