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Reply to "Explain how I finance a car in this situation "
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[quote=Anonymous][quote=Anonymous]Go to carmax, get a quote, ask dealer if they can beat it. If they can't then sell to Carmax. Take the proceeds from the Carmax sale and apply it to your loan.[/quote] This. We had a situation where we took an uber from the carmax to the dealer to finalize the sale using the Carmax proceeds for part of the downpayment. I would also be positive that the dealer can't beat the credit union. The credit union has to make money on the loan, manufacturers can take a loss on loans to juice sales. Here's a sample of current 0% apr offerings https://www.carfax.com/blog/0-apr-car-deals[/quote]
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