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Eldercare
Reply to "Going through the retirement process now"
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[quote=Anonymous]OP, for us, we had to live it. No amount of info mattered. We were nervous of a few months, till maybe a year. It didn't matter how many financial planners had said: this will be your income and you will be alright. One thing that helped me relax was to (mentally) earmark 10% of our net worth for misc expenses. Take it out of the equation (mentally). This is our fun money. It's something I keep track of. A bit of money switches between two accounts for a big unusual expense, a rare very expensive trip for example. It also provides me with a framework to consider: should we buy a vacation home? or incur some other expense that's a huge luxury. Something fundamentally different than what we are use to. For me anyway, I always come around to the answer that is no. Not worth it to me. I'd rather have the earmarked "fun" money available. But it allows me to dream. To know lots of paths are possible. I think I need that so I don't feel stagnant.[/quote]
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