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College and University Discussion
Reply to "Can kid stay on my health insurance during college?"
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[quote=Anonymous]Yes, until age 26, BUT, you have to get the college’s permission to waive their health insurance (at least at both my kids schools— on private, one VA In state). And their health insurance is $$$. And you only get a waiver if you have decent a decent PPO with good out of network coverage, so that your kid will actually be covered at the location where the college is. HMOs and HDHPs are unlikely to get waivers. If your kid goes to BC, local DMV and catastrophic coverage in Boston won’t cut it. They will need solid coverage in Boston. I’m a Fed, and had no issue getting a waiver for FEP BCBS standard. And before that GEHA high. But, lots of parent griping on the parents pages of my kids schools that they can’t get waivers with HDHPs, HMOs, etc Also be aware that that’s health insurance only. My dental insurance kicked my college kid off at age 22. Vision care did not. So for those, look at the policy. [/quote]
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