Reply to Do I still need my Amex Platinum?

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[quote=Anonymous]It's not a great card as a keeper unless you can pretty easily monetize the "coupon book" credits, and use and value the perks a good amount. The points earnings suck- the only thing you should charge on the card is airfare, which earns 5 points/dollar. Everything else is one point per dollar.

The question of what to replace it depends on what perks you value the most/will use the most, and how you use points. What's funny is that Amex actually has a great option for everyday spending in the blue business Plus, which has no annual fee but earns 2 points on every dollar. Open that up, it pools all your Amex points from the platinum card, and then close the Platinum card.  Or if you don't want to get a business card, get the Amex Everyday card and it still has pretty good points earning for no annual fee.

The other question is what you use your points for, that will determine the best card to get as a replacement. The Sapphire Reserve just took a big hit because Chase took away the restaurant option in Priority Pass- that was a key differentiator from other PP cards like the CapOne Venture X and the Amex Platinum.

So it depends on what airports you use, if you use/value the lounges a lot. Personally they aren't worth THAT much because we cut our timing pretty close and get to the gate area just before boarding. We also rarely take connecting flights - lucky to have nonstops to so many places because of our nice array of options in the DC area. I think if you want to go with Chase, get the Sapphire Preferred unless you really get a lot of value out of the priority Pass lounges. Add in the freedom unlimited and then you have a nice combo to maximize your points on all your spending. Use the CSP for travel, dining streaming and grocery
Ies for 2x or 3x points, and the freedom unlimited on everything else for 1.5x points. You can pool the points into your CSP every month. Chase points are great for the DC area because they transfer to United, Southwest,Hyatt, British Airways, Air France, and others. Lots of really good ways to use them.

But yeah it definitely depends on what perks you value the most, and how you use your points. [/quote]

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