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Real Estate
Reply to "Home offer without contingencies when you need a mortgage"
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[quote=Anonymous][quote=Anonymous]We waived all contingencies because we were confident of getting a mortgage. If you could put down 30% down and have W-2 income well within guidelines it doesn’t seem like a big risk. Somewhere I read that like half of all “cash” offers end up getting a mortgage [/quote] Same here. We spoke with our lender at length about waiving the financing contingency, and he was like, "if your numbers are the same at closing as they are now, you'll get financing" - so we were careful and didn't make any big purchases between offer/closing. We also have very secure employment, so weren't concerned about losing income that would affect our ability to secure financing.[/quote]
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