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Infertility Support and Discussion
Reply to "BCBS infertility coverage for feds"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]We started last year and did the egg retrieval with no coverage. But our preapproval for the transfer came through so that will be covered. Meds are not, and embryo thawing is not, but weirdly the SGF counselor told us no insurance covers thawing.[/quote] Can I ask how long your preapproval took? I have been...less than impressed with our financial counselor and we have been back and forth with her for nearly two months (am now trying to deal directly with the insurance company, too) and wondering if I should push to move to a new counselor or our timeline is actually standard. [/quote] 10 days? SGF submitted it and warned us it could take 15 days but it definitely came back faster than that.[/quote] Thanks! Ours finally got approved after 14 days but that only happened because we called BCBS repeatedly and finally got them to expedite it. We have been told meds are covered (with co-pays being either $65 or $85) and that all procedures are approved except for cryopreservation, embryo storage, and genetic testing (PGT-A). I'm a bit irritated about the genetic testing not being covered, as I recall we are required to do it to move forward -- but I think that's an SGF requirement due to my age. I have to pay a $5200 deposit before moving forward. So, not totally covered by any means but WAY better than without coverage, obviously. Hope that helps![/quote]
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