Reply to We REALLY have been spending more but getting less

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[quote=Anonymous]We also feel the crazy inflation and costs going out of control. Our monthly spend is higher than ever. Here's what is creating a small dampening effect:

- Equity markets are way up so our net worth is growing apace with or beyond the rate of inflation
- Housing costs are somewhat fixed, which is our largest monthly expense. However, we are investing more in renovations since we are aiming to stay in our current house longer than expected instead of moving given where interest rates are.
- We are continuing to grow our incomes through growing our careers

Would could be feeling tight is having three kids on 300K. I think it's totally doable on your income, but don't necessarily compare yourself to others who may be making more, have fewer kids, or had kids later in life.

We are just now having our first at 35 with 800K+ HHI, two properties, and several million saved across taxable and retirement accounts (minimal family help, just high earning careers + DINK lifestyle). But still I envy you as I wish we started our family earlier.  [/quote]

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