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Reply to "BCBS Federal questions- Basic v. Federal and online site?"
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[quote=Anonymous][quote=Anonymous]Is the provider out of network? I thought that was more or less the only big reason to use Standard. Otherwise you will have to sit and do the math on what you would have paid the last two years with Standard vs Basic. When I looked into BCBS I was shocked that "Basic," being cheaper, was a better deal than standard. I don't know about MyBlue.[/quote] Yes, you are paying for the freedom to go out of network. In retirement, you would be crazy to have standard (since basic has so many perks for being secondary to Medicare)[/quote]
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