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[quote=Anonymous]Massively. But I'm in sales - control my own destiny kind of position. I was making $180k in my late 20s, $200k-$300k in my 30s and now in my 40s earn about $1M. This has been my biggest decade of growth, but it's because I started my own business at 39 and then income took off because I wasn't sharing my profits with an employer.

Bought our current house in our 30s with HHI of around $250k and we've been there ever since. House worth about $650k now. Sometimes I think wow, we could have a much better house had we stretched a bit when we were younger. But, we love our neighbors and the kids love their friends, so we'll probably never move. And I do like our house and our yard. Sometimes I do feel a little wistful when we visit friends who've moved up to mansions and have, like, Cribs-style closets and gorgeous new kitchens. But, we're happy where we are. Probably going to get a new gorgeous kitchen soon, but there's no room to get massive cribs-closets.

I know it's a hard decision right now because you can't predict the future. Stretching now will probably work out, but it's a risk, in case your income doesn't move way up. I'm very risk-averse so even when HHI was $250k our mortgage payment was easily affordable and that's the only way I could feel at peace.[/quote]

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